Accounts · cards · membership

A financial service that understands the industry.

Personal and corporate accounts from €25 a month — with 100% of your platform fees back after 12 active months. Cards for every port, and memberships for owners, managers and crew.

EUR · GBP · USD · CHF

Multi-currency IBANs for companies.

1,300+ airport lounges

Priority Pass with the SeaPay® Debit Card.

Apple Pay & Google Pay

SeaPay® Visa cards by Cornèr Banca, on your phone.

A personal manager

Support 09:00–17:00 CET; concierge on WhatsApp and Telegram.

Accounts

Choose how you bank.

Accounts built around how the industry is structured — seafarers and their families, companies in the EU and UK, and companies registered anywhere else.

Personal account

SeaPay® Me

Our private banking solution for seafarers, crew and vessel owners.

Fees from €25 per month
  • Dedicated IBANs
  • Virtual & physical cards
  • Additional family accounts
  • Low-cost international transfers
  • Salary accounts
  • Professional support
Corporate account

SeaPay® Network

Companies in the EU & UK

Bespoke pricing

SeaPay® World

Companies outside the EU & UK

from €70 / month
  • Dedicated multi-currency IBANs
  • Corporate cards
  • Batch payments
  • Payroll & management software
  • Salary sub-accounts
  • Professional support
Online banking

Your bank, in your browser.

Accounts, cards, payments and statements at seapay.network/online-banking — the same design as the apps, nothing to download. A small browser extension connects the page to your account the way the SeaPay app does; your sign-in codes still arrive in the app.

Get the extension
Firefox — soon Safari · iPhone · iPad — soon
Open online banking
SeaPay® Reporting

Included with every account.

The compliance and reporting that come with the account — no extra subscription.

Social security
Local taxes always on file
Tax residence in check
Financial & accounting export
Dashboards for managers
Dashboards for owners
Contracts & charter proposals
Vendors & shipyard projects
SeaPay® Management

Software for fleets, included.

From €59 a month, and included with corporate accounts for fleets. It runs in the SeaPay apps — Workstation, Paymaster and Controller — on macOS, Windows and the web.

Vessel management
Charter management
Automated payroll
Crew management
Fleet management
File management
Multilingual
Signed statements & VAT
Cards

Cards designed for the people on the water.

The SeaPay® Debit Card is more than a way to pay — travel, health and everyday benefits come with it.

SeaPay® Visa Business cards for companies and crews are issued by Cornèr Banca SA, Lugano, Switzerland.

Priority Pass

More than 1,300 airport lounges worldwide — membership comes with the card.

Elite health insurance

Cover for cardholders wherever they are, from emergencies to wellness check-ups.

Security

Security features that keep every transaction safe.

Cashback & rewards

Competitive cashback and rewards on everyday purchases.

24/7 personal service

Personalised customer service, available around the clock.

Every port

Physical and virtual cards, accepted worldwide.

Pre-paid card for crew
Pre-paid tariffs
Delivery from €10.00
Card loading fee 0.20%, minimum €3
Monthly card fee Included in the subscription
Load limit €40,000 a month · €400,000 a year
Apple Pay & Google Pay
Card tariffs

SeaPay® Visa cards issued by Cornèr Banca work with Apple Pay and Google Pay. Add a physical or virtual card to the wallet on your phone and pay with a tap — at the marina, the yard or the airport.

Apple Pay Google Pay Cards issued by Cornèr Banca SA, Lugano
SeaPay® Membership & cards

Three tiers. One goal.

Carte Blanche and Carte Noire work as a mix between an insurance card and a letter of credit: merchants pre-authorise your purchase intents, and a payment guarantee becomes a single QR code scan. Carte Bordeaux brings credit for APA and operations.

Carte Blanche

UBO of a fleet or vessel

Issued only to the registered UBO of a fleet or a vessel — which makes it probably the most exclusive card on the market.

Payment guarantees by QR scan
VIP Concierge — vessel & port agent
Exclusive perks & pre-arrangements

Carte Bordeaux

APA · operations

Credit cards for APA management and the day-to-day running of the yacht — for the people who operate it, port to port.

Credit, not pre-paid
APA management
Operations spending in every port

Carte Noire

Managers · representatives · crew

Membership extends to managers, owner representatives and crew members — each tier with its own perks and pre-arrangements.

Payment guarantees by QR scan
VIP Concierge — vessel & port agent
Perks for mariners and their supervisors
The merchant pre-authorises

A member’s purchase intent is agreed with the merchant in advance.

One QR code

The member shows a single QR code at the counter, the marina or the yard.

Guaranteed

The merchant holds a payment guarantee — no deposit, no waiting.

SeaPay® Annual Fee Rebate Program

Loyalty rewarded.

Stay active with SeaPay® for 12 months and 100% of the platform fees you paid come back to you, automatically — credited to your account within 30 days.

An account is active with any of
Monthly payroll through SeaPay®
Supplier payments from SeaPay®
SeaPay® cards, virtual or physical
QR payments with Carte Blanche
Compliance or fiscal representation
Crew management, port payments
What comes back
Monthly account fees
Payment processing charges
Card issuance and usage fees
QR payment processing fees
Not included
Foreign exchange margin
ATM and third-party cash access
Penalties, fines and chargebacks
Card network, correspondent bank and third-party fees

The account must stay in good standing — no compliance breaches or overdue KYC/AML documents. A minimum monthly volume may apply (for example €5,000+), subject to review. Rebates are calculated automatically at the end of each 12-month cycle. Terms of the programme (effective 1 January 2024, reviewed 1 January 2025).

Accounts · cards · membership

A financial service that understands the industry.

Multi-currency personal and corporate accounts from €25 a month — with 100% of your platform fees back after 12 active months — cards that work in every port, and memberships for owners, managers and crew.

EUR · GBP · USD · CHF

Multi-currency IBANs for companies.

1,300+ airport lounges

Priority Pass with the SeaPay® Debit Card.

Apple & Google Pay

SeaPay® Visa cards by Cornèr Banca, on your phone.

A personal manager

Support 09:00–17:00 CET; concierge on WhatsApp and Telegram.

Accounts

Choose how you bank.

Accounts built around how the industry is structured — seafarers and their families, companies in the EU and UK, and companies registered anywhere else.

Already a client? Online banking in your browser

Personal account

SeaPay® Me

Our private banking solution for seafarers, crew and vessel owners.

Fees from €25 per month
  • Dedicated IBANs
  • Virtual & physical cards
  • Additional family accounts
  • Low-cost international transfers
  • Salary accounts
  • Professional support
Corporate account

SeaPay® Network

Companies registered in the EU & UK

Bespoke pricing

SeaPay® World

Companies registered outside the EU & UK

from €70 / month
  • Dedicated multi-currency IBANs
  • Corporate cards
  • Batch payments
  • Payroll & management software
  • Salary sub-accounts
  • Professional support
SeaPay® Reporting

Included with every account.

The compliance and reporting that come with the account — no extra subscription.

Social security Tax residence in check Local taxes always on file Financial & accounting export Dashboards for managers Dashboards for owners Contracts & charter proposals Vendors & shipyard projects
SeaPay® Management

Software for fleets, included.

From €59 a month, and included with corporate accounts for fleets. It runs in the SeaPay apps — Workstation, Paymaster and Controller — on macOS, Windows and the web.

Vessel management
Charter management
Automated payroll
Crew management
Fleet management
File management
Multilingual
Signed statements & VAT
Cards

Cards designed for the people on the water.

The SeaPay® Debit Card is more than a way to pay — travel, health and everyday benefits come with it.

SeaPay® Visa Business cards for companies and crews are issued by Cornèr Banca SA, Lugano, Switzerland.

Priority Pass

More than 1,300 airport lounges worldwide — membership comes with the card.

Elite health insurance

Cover for cardholders wherever they are, from emergencies to wellness check-ups.

Security

Security features that keep every transaction safe.

Cashback & rewards

Competitive cashback and rewards on everyday purchases.

24/7 personal service

Personalised customer service, available around the clock.

Every port

Physical and virtual cards, accepted worldwide.

Pre-paid card for crew
Delivery
from €10.00
Card loading fee
0.20%, minimum €3
Monthly card fee
Included in the subscription
Load limit
€40,000 a month · €400,000 a year
Pre-paid tariffs
Apple Pay & Google Pay

SeaPay® Visa cards issued by Cornèr Banca work with Apple Pay and Google Pay. Add a physical or virtual card to the wallet on your phone and pay with a tap — at the marina, the yard or the airport.

Apple Pay Google Pay

Cards issued by Cornèr Banca SA, Lugano · Card tariffs

SeaPay® Membership & cards

Three tiers. One goal.

Carte Blanche and Carte Noire work as a mix between an insurance card and a letter of credit: merchants pre-authorise your purchase intents, and a payment guarantee becomes a single QR code scan. Carte Bordeaux brings credit for APA and operations.

Carte Blanche

UBO of a fleet or vessel

Issued only to the registered UBO of a fleet or a vessel — which makes it probably the most exclusive card on the market.

Payment guarantees by QR scan
VIP Concierge — vessel & port agent
Exclusive perks & pre-arrangements

Carte Bordeaux

APA · operations

Credit cards for APA management and the day-to-day running of the yacht — for the people who operate it, port to port.

Credit, not pre-paid
APA management
Operations spending in every port

Carte Noire

Managers · representatives · crew

Membership extends to managers, owner representatives and crew members — each tier with its own perks and pre-arrangements.

Payment guarantees by QR scan
VIP Concierge — vessel & port agent
Perks for mariners and their supervisors
The merchant pre-authorises

A member’s purchase intent is agreed with the merchant in advance.

One QR code

The member shows a single QR code at the counter, the marina or the yard.

Guaranteed

The merchant holds a payment guarantee — no deposit, no waiting.

SeaPay® Annual Fee Rebate Program

Loyalty rewarded.

Stay active with SeaPay® for 12 months and 100% of the platform fees you paid come back to you, automatically — credited to your account within 30 days.

An account is active with any of
Monthly payroll through SeaPay®
Supplier payments from SeaPay®
SeaPay® cards, virtual or physical
QR payments with Carte Blanche
Compliance or fiscal representation
Crew management, port payments
What comes back
Monthly account fees
Payment processing charges
Card issuance and usage fees
QR payment processing fees
Not included
Foreign exchange margin
ATM and third-party cash access
Penalties, fines and chargebacks
Card network, correspondent bank and third-party fees

The account must stay in good standing — no compliance breaches or overdue KYC/AML documents. A minimum monthly volume may apply (for example €5,000+), subject to review. Rebates are calculated automatically at the end of each 12-month cycle. Terms of the programme (effective 1 January 2024, reviewed 1 January 2025).